Review Of Can I Get A Home Loan With Debt Ratio 38 Ideas. Web the dti ratio is expressed as a percentage that’s calculated by dividing monthly minimum debt payments with the gross monthly income before taxes. According to va loan guidelines, the borrower in the example above would.

However, if you add $700 in monthly student loan payments,. But, lenders typically prefer a dti that’s below 36%. $1900 / 5000 x 100 = 38% debt to income ratio.









